FINTECH CONSULTATION

Typical fintech services include PFM (Personal Financial Management: a service that manages personal money-related information in an integrated manner), Robo Advisor (an investment advisory service that utilizes artificial intelligence (AI)), and a marketplace. Lending (a service that mediates between lenders and borrowers of funds) and mobile POS (a service that accepts credit card payments using smart devices) has been introduced dramatically.

Cashless payments offer advantages by simplifying payment procedures, such as reducing the number of personnel and cash management workloads. In addition, use of the shopper authentication process, which is not present in cash settlement, is expected to create new purchasing experiences and customer value.